Archive for the ‘Finances’ Category

The 2013 Printable Holiday Planner is Ready!

Friday, October 5th, 2012

The Holiday Planner The Holiday Planner is for those of us who need a little help with the Holidays, whether you just want to be more organized or you feel like you can’t possibly take on the Holidays with everything else on your plate.

Enjoy a stress free and organized Holiday Season this year with the Printable Holiday Planner!

This Holiday Planner, Christmas Planner, Christmas Organizer or whatever you want to call it, is filled with lists and charts all designed to make your holiday planning easy and organized.

This Christmas Planner is 41 pages that can be printed out and put in your Household Planner or you can make a separate Holiday Binder. I would recommend making a new Holiday Planner binder especially if you have any prying eyes that can read:)

Click Here for more information or to purchase The Holiday Planner

5 Free Excel Holiday Budget Worksheets

Monday, November 15th, 2010


Christmas is coming! As much as we try to deny it and push it out of our minds, it is on it’s way… 8 weeks and counting! Ok, I’m sure that some of you are already on the ball and  have started your Holiday Planning.

I’m having a hard time getting into it, but I know I had better get started and the first thing I always like to do is figure out my Christmas Budget.

It’s time to get your Holiday Budget figured out and start planning your Christmas gift spending.

When you have a plan and have an idea of what your expenses are going to be, you are much more likely to stay on track with your spending and stick to your budget.

Hopefully, you have some money set aside for the Holidays or can save it up in the next 2 months so you don’t have to Finance Christmas. I have heard a lot of talk from folks who are going pretty simple and frugal this year (myself included) and if this is you, there are still some expenses to be expected.

I have a little Christmas present for you…

5 Free Excel Christmas Budget Worksheets

These worksheets will help you figure out your budget and keep track of all of your gift spending and even figure out your budget for next year so you can start saving in January of the new year!

There are 5 worksheets that will automatically calculate when you enter your numbers!

  • Christmas Budget – figure out how much money you need for various expense categories this Holiday Season
  • Family Christmas Gift Budget – for the immediate family, keep track of the gift, storage location, budgeted amount and actual spent for each family member
  • Christmas Gift Budget – for extended family & friends, keep track of the gift, storage location, budgeted amount, actual spent for each person and your remaining balance
  • Grandparent’s Christmas Gift Budget – for the kids, grand-kids & great grand-kids, keep track of the gift, storage location, budgeted amount, actual spent for each person and your remaining balance
  • Next Year’s Christmas Budget – calculate your expenses for this year and estimate any additional expenses for next year, get your total and start saving in January for a debt free Holiday in December
Feel free to share this Christmas Budget with your family & friends, or post on your blog or website!


Free Holiday Budget WorksheetsGrab this Code:

Click Here to Download the Free Excel Christmas Budget Worksheets (office 2007 version)

If you have problems downloading this version, you may need an older version.

Click here to download the Free Excel Christmas Budget Worksheets (office 97-2003 Version)

All of the pages are included in one workbook or file, to get to a different page just click the page tabs at the bottom of the sheets.

Be sure to save this file to your computer after you download and open it.

If you do not have Excel on your computer, you can download for FREE, OpenOffice which has a Spreadsheet Program by clicking here.

Here’s what you will find:

Christmas & Holidays Budget

Christmas & Holidays Budget

Family Christmas Gift Budget

Family Christmas Gift Budget

Extended Family & Friends Christmas Gift Budget

Extended Family & Friends Christmas Gift Budget

Grandparents Christmas Gift Budget

Grandparents Christmas Gift Budget

Next Year's Christmas Budget

Next Year's Christmas Budget

Good luck with your Holiday Budgeting this year and I hope this helps you out a little! Be sure to check out The Holiday Planner, it is filled with checklists, charts and templates to help make your Holiday Planning as stress-free and organized as possible!

Please share your thoughts on the Excel Christmas Budget Worksheets by leaving a comment below!

Dave Ramsey’s Christmas Giveaways 24 Days of Giving

Tuesday, December 1st, 2009

christmas I am a huge Dave Ramsey fan! My husband and I attended a Financial Peace University class a couple of years ago  and it was a life changing experience for us. We were headed for financial ruin, the class was an essential part of our becoming “financially smart” and helping us to change the way we managed our money.

Dave is doing Christmas Giveaways on his site – 24 days of Giving – Give Like No One Else!

So, head on over to and enter to win some great prizes!

Tuesday, Dec 1

Today’s Giveaway: 150 Financial Peace University Lifetime Memberships

Be sure to check back at Dave’s Site every day until Christmas for a new fantastic giveaway each day!

You Can’t Afford To NOT Sell Toys On Ebay This Holiday Season!

Monday, October 19th, 2009

Guest Post by Jenni Hunt at Holiday Toy Guide.

Looking at trends in the toy industry can be valuable for an eBay seller… it helps to know what kind of inventory to keep an eye out for – and you can bet that the most popular toys this year will likely follow these trends. This is true for new and used toys.

Following are some trends that outline what buyers are paying attention to this year and are useful to keep in mind when shopping for inventory.

1. Eco-Friendly Toys

“Green” is IN… it is everywhere and toys are no exception! Toys that are environmentally friendly are expected to be very popular this year.

2. Budget Friendly

The economy is all the talk – but that doesn’t mean parents aren’t going to be buying toys for their kids this Christmas. Retailers are already gearing up to offer some great prices on their toys this year.

3. Realistic Toys

I think it started with Baby Alive years ago… but it has become a huge trend these past few years and looks like it will continue. These are toys that respond to touch and interact with the child somehow.

4. Classic toys

Many parents are turning to toys that they had when they were young.

5. Movies

There are always a few movies that are released during the year that have a very timely DVD release right before the holidays. Look at what movies did well this year – and keep an eye on the merchandise available for that movie… usually they do well on eBay.

KNOW which toys are selling this holiday – the biggest selling season of the year – with the Holiday Toy Guide.

Another Free Report – Want to know how to find the eBay Hot Sellers?

Thursday, October 15th, 2009

So, if selling toys on eBay to make some extra money or just to be a better informed eBay seller sounds like a good idea to you (as I mentioned yesterday).

Jenni from the Holiday Toy Guide just put Another new free report on her website and I think you’ll like it.

This report is only available TODAY – so go get it right now!

It is a short report showing you how to find what is selling on eBay for 2009.

You can get the 5 Keys For Researching eBay For Hot Items here:


Free Report – 2009 Toy Trends for Selling Holiday Toys

Wednesday, October 14th, 2009

If you are anything like me, you are always looking for ways to make some extra money, especially for the upcoming Holiday Season!

Selling toys on eBay for the Holidays has become quite profitable for lots of sellers or maybe you already sell on eBay and could use some tips on choosing what toys are going to be the hot sellers this selling season.

Jenni from the Holiday Toy Guide just put the new free 2009 Toy Trends report on her website and I think you’ll like it.

You can see it here:

You’ll like it because it shows you an easy way to know what some of the most popular toys are expected to be this holiday season.


How to Make a Household Planner

Monday, September 28th, 2009

Making a Household Planner, Home Management Binder, Home Organizer, Household Notebook or whatever you want to call it, is easy!

You first need to decide what you want to include in your planner. The great thing about a household planner is that you can customize it! This is not a “One size fits all” type of thing, every household has different needs. A family with small children will need different pages in their planner than a single woman with no children at home.

Be sure to read What is a Household Planner? to see a list of possible categories.

Household Planner Materials Needed:

Lots of inside pockets - Fantastic!
Lots of inside pockets – Fantastic!
  • 3 Ring Binder – standard size
  • Tabbed Dividers
  • 3 Hole Punch
  • Pocket Folders (optional)
  • Page Protectors (optional)
  • Business Card Holder (optional)
  • Your Printed Household Planner Pages!

Household Planner Supplies
Household Planner Supplies


Free Printable Budget Worksheet

Tuesday, September 15th, 2009

Now you can keep track of your spending, know exactly where all of your money is going and create a spending plan for your money with this free Household Budget Worksheet.

About The Free Printable Budget Worksheets

  • It includes all of the important categories like: sources of income, housing expenses, household expenses, personal expenses and debts.
  • Each category is broken down so you can track expenses.
  • It is divided into weekly columns so you can designate where the money for each pay period goes.

Household Budget Worksheet

Download the Free Printable Budget Sheets Now!

Please be patient while the file is downloading:)

You will need Adobe Reader to view the PDF files.

Benefits of using the free Household Budget Worksheet


Enter to Win a Dave Ramsey $999 Emergency Fund

Monday, September 14th, 2009

Dave Ramsey $999 Giveaway

I am a huge fan of Dave Ramsey! My husband and I took his Financial Peace University class at our church and it has forever changed our lives. We have been paying off our debt and now have a plan for our financial future!

Dave is giving away a $999 Emergency Fund every day from 9/9/09 – 9/18/09!

You can enter to win the $999 Giveaway by clicking here!

Let your Teens & Tweens create a Back to School Budget

Saturday, August 15th, 2009

Click here to download the printable Teen/Tween School Supply Budget

Here is one way to teach your older kids about real life budgeting. If money is tight in your household right now, this will be especially helpful in showing your kids how to create and follow a budget. Sometimes it’s hard for kids to understand that we only have so much money to spend and why they can’t have the most expensive items on the shelf, by doing the shopping themselves they will surely get the idea!

Let your kiddos create their very own back to school budget, they can be in charge of listing their supplies and proposed prices and will have to make any necessary changes to stay within their budget.

Then they can do the actual purchasing, record actual prices and calculate the remaining balance.