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Free
Printable Budget Worksheets
Now you can keep track of
your spending, know exactly where all of your
money is going and create a spending plan
for your money
with
the free Household Budget
Worksheet.
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About The Free
Printable Budget Worksheets
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It includes all of the
important categories like: sources of income,
housing expenses, household
expenses, personal expenses
and debts.
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Each category is broken
down so you can track expenses.
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It is divided into weekly
columns so you can designate where the money for
each pay period
goes. |
Get the
FREE Printable Budget Worksheets
today!
Please be patient
while the file is downloading:)
You will need Adobe Reader to
view the PDF files.
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Benefits
of using the free Household Budget
Worksheet
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You will be able to
set up a household budget so you
can see how much money is coming in, how much is
going out and have a plan for your money instead
of wondering where it went.
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You will be able
to see how much you are spending in
each category and adjust
accordingly.
You can keep the
printable Budget Sheets in your Household
Planner.
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There is an Excel version
available in the complete Printable Financial
Organizer.
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Tips for Making a Personal or
Household Budget
It is not that difficult
to make a personal budget, the tough part
comes when you are trying to stick to it! It takes
some discipline and self control, but it is well
worth it! It's a great feeling when you
finally get control of your finances and have a
plan for your future.
Go ahead and print the
Printable Budget
Sheets and I'll walk you through
setting it up.
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Begin by listing all of
your "take home" monthly income. You
may get paid weekly, biweekly or monthly,
whichever it is, you can place your income in
the appropriate column of the printable budget
sheet. For irregular incomes,
you'll want to figure out a low monthly average
and use that number.
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List all of your monthly
expenses - for categories like food,
household items and gas, just make your best
guess. Then you can track those expenses to get
an accurate amount. Decide which expenses are to
be paid in which pay period and record them in
the appropriate column.
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Your goal is to have a
"0" balance at the
end of the month. When first
starting out, a lot of us find that our
numbers don't always balance out. You will most
likely have to do some reorganizing, slimming
down of a few categories and even cutting out
unnecessary expenses to get your final balance to
equal zero. If you have money leftover, be sure
to assign it to something, such as paying extra
on a credit card or going towards the new
computer you have been saving for. You will be
less likely to "blow" it if you have already
spent it in your mind and on
paper!
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Use Cash!
Using cash for specific categories like,
food, household items, gas, dining out,
entertainment and clothing is a great way to
avoid overspending. You will tend to spend less
because it hurts a little to let go of the
green! An easy way to keep track of your cash is
to use the envelope system, where you put your
cash for each category in a seperate envelope
and when the money is gone...it's
gone!
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Give it some time!
It might take a
few months to get the hang of following a household
or family budget and to get all of your spending numbers
correct. |
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